Looking for Hydro Excavation Business Insurance in Illinois for your construction or excavating business? Our Excavating Insurance Partners are available to help you 24/7 for a free Hydro Excavation Business Insurance quote in Illinois. Having the correct Hydro Excavation Insurance Policy (also called an Excavating Insurance Policy) is super important to your business.

Types of Hydro Excavation Contractors we work with:​

• Hydro Excavation

• Pipeline Jetting and Inspection

• Utility Line Locating, Jetting, and Inspection

​

What does Hydro Excavation Business Insurance Cover?

• Contractor General Liability Insurance

  • A hydro excavation business faces liability risks every time they begin moving earth on a construction site. Some of these risks include unforeseen sub-surface conditions, hitting underground utilities, soil compaction, and grading property for water runoff.  

  • Hydro Excavation Contractor Liability Insurance covers losses associated with property damage and bodily injury you cause to a third party while you are in the course of construction. Since hydro excavation contractors are usually subcontractors, your general contractor will require that you at least obtain $1M in General Liability Insurance for hydro excavation businesses. 

• Contractor Equipment Insurance or Inland Marine Insurance

  • As a construction company, your business has heavy expensive equipment. Insuring that equipment properly is important. Here are some examples of the risks that your hydro excavation business faces: trench collapses and equipment falls into trench, theft, and vandalism to equipment. 

  • Since hydro excavating companies are digging, this requires the operation of heavy equipment. Ensuring you have heavy equipment operators insurance is vital to preventing uninsured construction insurance claims. 

• Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for hydro excavation business is important. ​

  • Even if your construction workers are paid 1099, you may need to insure them on a workers compensation policy. 

• Commercial Auto Insurance for Hydro Excavation

  • Most hydro excavation contractors use Vac Trucks, dump trucks, tractors, and trucks during the course of construction. Insuring your trucks on a commercial auto insurance policy will protect your business ​from auto related claims. 

• Bonds

  • License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 

  • Payment and Performance bonds. General Contractors and property owners may require a performance bond prior to starting a job. 

At Excavating Insurance Partners we can help you find the most inexpensive and comprehensive hydro excavation insurance policy in Illinois. We focus in the construction industry and helping hydro excavation contractors in Illinois. We are transparent and helpful through this process for your business.