What does Skid Steer Insurance Cover?

• Equipment Insurance on Skid Steer (Contractors Equipment or Inland Marine Insurance)

  • As a construction company, your business has heavy expensive equipment. Insuring that equipment properly is important. Here are some examples of the risks that your land clearing business faces: trench collapses and equipment falls into trench, theft, and vandalism to equipment. 

  • Since heavy equipment companies are grading job sites, digging trenches, clearing land, and running underground pipes in preparation for foundations, this requires the operation of heavy equipment. Ensuring you have heavy equipment operators insurance is vital to preventing uninsured construction insurance claims. 

Additional Coverage you may need:

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General Liability Insurance

 

• A contractor faces liability risks every time they begin moving earth on a construction site. Some of these risks include unforeseen sub-surface conditions, hitting underground utilities, soil compaction, and grading property for water runoff.

• General Liability Insurance for earth moving covers losses associated with property damage and bodily injury you cause to a third party while you are in the course of construction. Since earthmoving businesses are usually subcontractors, your general contractor will require that you at least obtain $1M in General Liability Insurance for excavating.